📈 Case Study: How a ₹10,000 SIP Turned Into ₹25 Lakhs

 📈 Case Study: How a ₹10,000 SIP Turned Into ₹25 Lakhs

 

💡 Goal: Long-Term Wealth Creation

 

Investor: Amit Sharma, 30 years old
Profession: Software Engineer
Investment Start: April 2013
Investment Mode: ₹10,000 monthly SIP in a diversified equity mutual fund
Investment Tenure: 10 years (2013 to 2023)
Fund Type: Large & Mid Cap Fund
Average Annual Return (XIRR): 14.3%

 

📊 Investment Summary

 

Particulars	Value
Monthly SIP Amount	₹10,000
Investment Duration	10 years
Total Investment Amount	₹12,00,000
Fund's Average Return	14.3% p.a. (XIRR)
Final Portfolio Value	₹25,10,325

 

🧠 Key Learnings from Amit’s Journey

 

✅ 1. Power of Compounding

By staying invested, his returns accelerated in later years.
Nearly 50% of his wealth was generated in the last 3 years of his investment journey.

 

✅ 2. Discipline Wins

Markets had ups and downs — COVID crash in 2020, demonetization dip in 2016 — but Amit did not stop his SIP.

"I never tried to time the market. I trusted the SIP system and stayed focused on my goal."

 

✅ 3. Goal-Based Investing

Amit started with a purpose — to build a ₹25L corpus for his child's future. He chose a long-term diversified equity fund aligned with that horizon.

 

✅ 4. Tax Efficiency

His entire capital gain was taxed at just 10%, unlike FDs or real estate.

 

📌 What If He Had Delayed by 3 Years?

 

SIP Start Year	Value in 2023	Lost Potential
2013	₹25.1 Lakhs	–
2016	₹13.4 Lakhs	₹11.7 Lakhs

Lesson: The earlier you start, the bigger your wealth grows — even with the same SIP.

 

🛡️ How DeeQuant Helped

 

At DeeQuant Wealth Catalysts, we:

• Helped Amit select a high-quality mutual fund with a proven track record
• Set up auto-top up SIP for annual increase
• Conducted 6-monthly reviews to ensure goal alignment
• Provided discipline coaching during market corrections

 

✅ Want to Start Your ₹25 Lakh Journey?

It takes:

• Just ₹10,000/month
• 10 years of patience
• One solid decision today

👉 Start your personalized SIP plan with DeeQuant.
📞 Call: [8146624667] | WhatsApp: [8146624667]
email : deequantwealth@gmail.com